Islamic School Financial Management: A Case Study of Islamic Junior High Schools in Rural Areas
DOI:
https://doi.org/10.28301/ijsetm.v4i2.49Abstract
This study aims to understand and explore financial management in rural Islamic junior high schools (Madrasah Tsanawiyah) from the perspective of Islamic school management. The method used was a qualitative case study approach, allowing researchers to gain an in-depth understanding of the financial management process, challenges, and strategies implemented by the madrasahs. Data were collected through interviews, observations, and documentation from madrasah administrators and teachers. The results indicate that financial management in these madrasahs remains traditional and relies on community funding and voluntary donations. The main obstacles faced are limited resources and a low understanding of professional financial management. Nevertheless, some madrasahs have begun implementing more transparent and accountable financial management systems to improve operational sustainability. These findings provide an important contribution to the development of Islamic-based madrasah financial management in rural areas and provide input for efforts to improve the professionalism of Islamic school financial management.
References
Alammy, L. L. (2025). Peran Guru Terhadap Perkembangan Karakter Anak Usia Dini Di PAUD TKIT Nuralima. SIBATIK JOURNAL: Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan, 4(12), 4721–4736.
Abduloh, A. (2020). Effect of Organizational Commitment toward Economical, Environment, Social Performance and Sustainability Performance of Indonesian Private Universities. PalArch’s Journal of Archaeology of Egypt/Egyptology, 17(7), 6951–6973.
Afifah, H. (2024). Implementasi Technology Acceptance Model (TAM) Pada Penerimaan Aplikasi Sistem Manajemen Pendidikan Di Lingkungan Madrasah. Jurnal Tahsinia, 5(9), 1353–1367.
Aidah, A. (2024). Pengembangan Sistem Informasi Manajemen Dalam Dunia Pendidikan. Jurnal Tahsinia, 5(6), 966–977.
Arifudin, O. (2020). Pendampingan UMKM Dalam Meningkatkan Hasil Produksi Dan Hasil Penjualan Opak Makanan Khas Jawa Barat. Jurnal Karya Abdi Masyarakat, 4(2), 313–322.
Arifudin, O. (2021). Manajemen Pembiayaan Pendidikan. Bandung: Widina Bhakti Persada.
Arifudin, O. (2022). Implementation Of Internal Quality Assurance System In Order To Improve The Quality Of Polytechnical Research. International Journal of Social Science, Education, Communication and Economics (SINOMICS JOURNAL), 1(3), 297–306. https://doi.org/https://doi.org/10.54443/sj.v1i3.39
Arifudin, O. (2023). Pendampingan Meningkatkan Kemampuan Mahasiswa Dalam Submit Jurnal Ilmiah Pada Open Journal System. Jurnal Bakti Tahsinia, 1(1), 50–58.
Arifudin, O. (2024). Research Trends Education Management In Indonesia. Journal of Education Global, 1(2), 165–173.
Arifudin, O. (2025). Why digital learning is the key to the future of education. International Journal of Education and Digital Learning (IJEDL), 3(4), 201–210.
Aslan, A. (2025). Analisis Dampak Kurikulum Cinta Dalam Pendidikan Islam Sebagai Pendidikan Transformatif Yang Mengubah Perspektif Dan Sikap Peserta Didik: Kajian Pustaka Teoritis Dan Praktis. Prosiding Seminar Nasional Indonesia, 3(1), 83–94.
As-Shidqi, M. H. (2025). Menggali Potensi Transformasi Islam Dan Perencanaan Pendidikan. JUMADIL: Jurnal Manajemen Pendidikan Islam, 1(1), 1–15.
Athik Hidayatul Ummah. (2021). Komunikasi Korporat Teori Dan Praktis. Bandung: Widina Media Utama.
Awaludin, A. (2024). Urgensi Manajemen Pendidikan Dalam Rangka Meningkatkan Mutu Pendidikan Islam Di Madrasah. Jurnal Tahsinia, 5(2), 253–271.
Delvina, A. (2020). Governance and legal perspectives: Problems in the management of Zakat funds are used as collateral. Journal of Advanced Research in Dynamical and Control Systems, 12(6), 209–217. https://doi.org/10.5373/JARDCS/V12I6/S20201023
Ekawati, P. A. (2024). Pengaruh Perencanaan Pembelajaran dan Kreativitas Guru terhadap Hasil Belajar Mata Pelajaran SKI Siswa Kelas VIII MTs.Yasiba Kota Bogor. Dirosah Islamiyah, 6, 1003–1023.
Kartika, I. (2022). The Effect of Improving Spiritual Quotient and Emotional Quotient on Mental Health in Sya’ban Month at The Pandemic Covid 19 in Jakarta. Al-Wasathiyah: Journal of Islamic Studies, 1(1), 35–49.
Kartika, I. (2023). Evaluasi Kinerja Guru Pendidikan Agama Islam Dalam Meningkatkan Mutu Pembelajaran Di Madrasah. Jurnal Tahsinia, 4(2), 510–523.
Kartika, I. (2024). Humans and Education in Islam: Optimising Multidimensional Potential for a Cultured and Productive Society. Nidhomul Haq : Jurnal Manajemen Pendidikan Islam, 9(3), 566–578. https://doi.org/https://doi.org/10.31538/ndhq.v9i3.33
Kartika, I. (2025). Menanamkan Akhlak Mulia Melalui Pendidikan Agama Islam: Studi Kontekstual Surat Luqman Di Pendidikan Menengah. SIBATIK JOURNAL: Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan, 4(10), 3305–3318.
Kosasih, M. (2025). Tantangan dan Peluang Implementasi Kurikulum 2013 pada Mata Pelajaran Pendidikan Agama Islam di Era Digital Di MAN 7 Depok. At-Tadris: Journal of Islamic Education, 4(1), 80–91. https://doi.org/https://doi.org/10.56672/attadris.v4i1.454
Kurniawan, M. A. (2025). Lokakarya Pengembangan Pembelajaran Dan Asesmen Bagi Guru Sekolah Dasar. Jurnal Bakti Tahsinia, 3(1), 109–120.
Lahiya, A. (2025). Education Administration Reform: A Case Study On The Implementation Of The Merdeka Curriculum. INJOSEDU: International Journal of Social and Education, 2(2), 29–37.
Marantika, N. (2020). Manajemen Humas Sekolah. Bandung: Widina Bhakti Persada.
Maulana, A. (2025). Strategi Manajemen Pendidikan Berbasis Filsafat Ekonomi untuk Sustainable Organizational Development. Jurnal Ilmu Pendidikan, 4(2), 1–7.
Mayasari, A. (2024). Optimizing Student Management to Improve Educational Service Quality: A Qualitative Case Study in Integrated Islamic Elementary Schools. EDUKASIA Jurnal Pendidikan dan Pembelajaran, 5(2), 799–808.
Mukarom, M. (2024). Pengaruh Kegiatan Magrib Mengaji Terhadap Prestasi Belajar Pendidikan Agama Islam Dan Budi Pekerti. Jurnal Tahsinia, 5(4), 583–598.
Muslim. (2023). Manajemen Pembelajaran Pendidikan Agama Islam Dalam Mewujudkan Karakter Religius Pada Peserta Didik. Edukasi Islami: Jurnal Pendidikan Islam, 12(1), 917–932.
Nasril, N. (2025). Evolution And Contribution Of Artificial Intelligencess In Indonesian Education. Journal of International Multidisciplinary Research, 3(3), 19–26.
Ningsih, I. W. (2024). Implementasi Pembentukan Karakter Profil Pelajar Pancasila Dalam Pembelajaran Al-Qur’an Metode Tilawati di Kabupaten Bogor. Jurnal Tahsinia, 5(3), 391–405.
Ningsih, I. W. (2025). Relevansi Moderasi Beragama Dalam Manajemen Pendidikan Islam Di Indonesia: Strategi Membangun Karakter Toleran Dan Inklusif. SIBATIK JOURNAL: Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan, 4(11), 3605–3624.
Nita, M. W. (2025). Pelatihan Cuci Tangan Pakai Sabun (CTPS) Sebagai Upaya Pencegahan Penyakit Di Kalangan Siswa Sekolah Dasar. Jurnal Karya Inovasi Pengabdian Masyarakat (JKIPM), 3(1), 19–28.
Nugroho. (2022). Implementasi Aplikasi ARKAS dalam Pengelolaan Keuangan Sekolah. Jurnal Manajemen Pendidikan, 10(2), 123–135.
Paramansyah, A. (2024). The Effect of Character and Learning Motivation on Learning Achievment of Al-Qur’an and Hadith of Students at Madrasah Aliyah Attahiriyah Jakarta, Indonesia. Dinasti International Journal of Education Management and Social Science, 6(2), 1092–1105. https://doi.org/https://doi.org/10.38035/dijemss.v6i2.3581
Primarni, A. (2025). The Impact of Students’ Emotional Well-Being and Social Skills on Academic Achievement Mediated by Holistic Education in Indonesian Universities. Journal of Educational Innovation and Research, 1(2), 48–56.
Romdoniyah, F. F. (2024). Implementasi Kebijakan Education Mangement Information System (EMIS) Di Seksi PD. Pontren Pada Kemenag Kota Bandung. Jurnal Tahsinia, 5(6), 953–965.
Rosmayati, S. (2025). Integrasi Filsafat Manajemen dalam Peningkatan Efektivitas Ekonomi Pendidikan di Organisasi Modern. Jurnal Ilmu Pendidikan (ILPEN), 4(1), 1–6.
Saepudin, S. (2022). Synergistic Transformational Leadership and Academic Culture on The Organizational Performance of Islamic Higher Education in LLDIKTI Region IV West Java. Jurnal Dirosah Islamiyah, 4(2), 283-297.
Saepudin, S. (2023). Inovasi Pembelajaran Pendidikan Agama Islam Berbasis ICT di Era Industri 4.0. EduInovasi: Journal of Basic Educational Studies, 3(2), 571-586.
Saepudin, S. (2024). Strategi Pengawas Pendidikan Agama Islam Dalam Meningkatkan Profesionalisme Guru Pendidikan Agama Islam (PAI) Di Sekolah Dasar. Jurnal Al-Amar, 5(1), 88–103.
Sudrajat, J. (2024). Enhancing the Quality of Learning through an E-Learning-Based Academic Management Information System at Madrasah Aliyah Negeri. EDUKASIA Jurnal Pendidikan dan Pembelajaran, 5(2), 621–632.
Suhud, U. (2025). Pemberdayaan Ekonomi Kreatif Berbasis Pariwisata Alam di Kawasan Dieng: Kolaborasi Strategis Fakultas Ilmu Manajemen (Kegiatan PkM). JURNAL LOCUS: Penelitian & Pengabdian, 4(10), 9685–9694.
Sunasa, A. A. (2023). Analysıs Of Islamıc Hıgher Educatıon Development Models In Indonesıa. Asian Journal of Management, Entrepreneurship and Social Science, 3(4), 215–225.
Supriani, Y. (2024). Fasilitasi Kebutuhan Belajar Dan Berbagi Praktik Baik Pengawas Sekolah Ke Kepala Sekolah. Jurnal Bakti Tahsinia, 2(1), 75–85.
Susita, D. (2025). The Influence Of Transformational Leadership And Agile Learning On Lecturers’ Innovation Performance At Mercu Buana University, Jakarta, Indonesia. Lex Localis-Journal Of Local Self-Government, 23(11), 2131–2138.
Uswatiyah, W. (2023). Instilling religious character values in elementary school students through Islamic religious education learning. JPPI (Jurnal Penelitian Pendidikan Indonesia), 9(9), 100–107.
Widyastuti, U. (2024). Lecturer Performance Optimization: Uncovering the Secret of Productivity in the Academic World. Al-Tanzim: Jurnal Manajemen Pendidikan Islam, 8(1), 205–215.
Zulfa, A. A. (2025). Peran Sistem Informasi Akademik Berbasis Web Dalam Upaya Meningkatkan Efektivitas Dan Efisiensi Pengelolaan Akademik Di Perguruan Tinggi. Jurnal Tahsinia, 6(1), 115–134.
